Standard Chatered Bank Malaysia

 

Introducing JustOne Current Account and JustOne Savings Account for all your transaction and savings needs. Best of all, the amazing benefits are yours to enjoy for free when you fulfill all requirements.

Requirement:
Deposit a minimum of RM1,500 in a single transaction into JustOne Current Account every month (new funds).

	JustOne Current Account
	Benefits
	• • • •	Fulfill the monthly deposit requirement to enjoy: — Unlimited Free Withdrawals from MEPS and HOUSe ATMs — Free Interbank GIRO Fund Transfers via Standard Chartered Online Banking and ATMs in Malaysia. Free Debit Card. Optional Cheque Book. Monthly eStatements will be provided

	JustOne Savings Account
	Benefits
	• • • • •	No minimum deposit to open Enjoy high base interest of 1% p.a. for any balance amount . Fulfill the monthly requirement of depositing RM1,500 into the JustOne Current Account to get additional bonus interest of 1% p.a. on any balance amount in this savings account, on top of the base interest Monthly eStatements will be provided Additional security: Access only via secured Online Banking and in person over the counter

Online & Mobile Banking

	•  Pay bills to over 600 online billing organisations nationwide for FREE. •  Award winning easy-to-use online and mobile banking service – Breeze. Now available on iPhone and Android

Example of how you can save and enjoy higher returns with JustOne Current Account and JustOne Savings Account

Mr. A has a regular savings account with Bank A. In a month, he performed 5 withdrawals via ATM of which 3 transactions were via MEPS and 2 transactions via HOUSe network. Mr. A also performed 4 Interbank GIRO (IBG) fund transfers to pay his mortgage and loans in other banks.

On the other hand, Mr. B opened a JustOne Current Account and JustOne Savings Account with Standard Chartered Bank and also performed the same transactions as Mr. A.

Scenario 1 below clearly shows that once Mr. B fulfills the monthly deposit requirements, he gets more benefits when he transacts and saves with JustOne Current Account and JustOne Savings Account compared to a normal account. Besides earning higher interest, Mr. B does not have to pay any fees on withdrawals and fund transfers.

Greater convenience, value and returns with JustOneCurrent
Account and JustOne Savings Account

Scenario 1

# Assuming Mr. B has ful filled the monthly deposit requirements on the JustOne Current Accoun.t
^ Rate is calculated on balance in JustOne Savings Account, 1% p.a base interest paid at month end, 1% p.a bonus interest paid at the following month end.

JustOne Current Account and JustOne Savings Account are eligible for protection by PIDM.

Terms and Conditions

1. You must be at least 18 years of age to open a JustOne Current Account and JustOne Savings Account.
2. You may open a JustOne Current Account and JustOne Savings Account jointly with another individual, subject to a maximum of two joint account holders. In the case of a joint account, you agree that the account is to be operated on an “either one to sign” mandate, and that this mandate cannot be revoked.
3. You must deposit at least RM1,500 in a single transaction into your JustOne Current Account each month. This money must not originate from your own accounts with Standard Chartered Bank Malaysia Berhad or Standard Chartered Saadiq Berhad.
4. You will be eligible for the following benefi ts in each month that you satisfy the above deposit requirement:
   
   • a. JustOne Current Account – Unlimited Free transactions via MEPS and HOUSe
         ATMs and Interbank GIRO funds transfer via Standard Chartered Online Banking
         and ATMs in Malaysia.
     
     NOTE:
     

     i.	Normal transaction fees will be charged at the time of the transaction and will be reimbursed to your account the following month.
     ii.	If you do not ful fill the monthly deposit requirement in any month, the normal fees for MEPS and HOUSe ATM withdrawals and Interbank GIRO fund transfers will apply during that month. These fees are set out in our Tariff of Fees and Charges, which is available on our website standardchartered.com.my

   • b. JustOne Savings Account – Additional 1% p.a. interest on balances. Minimum
         balance of RM1 must be maintained to earn interest. Interest is calculated on
         simple interest calculation and accrued daily. Base interest earned will be credited
         at the end of each month, while bonus interest earned will be credited at the end
         of the following month.
5. Only the fi rst Debit Card issued is free. Subsequent replacements will be subject to the normal charge as set out in our Tariff of Fees and Charges.
6. Your eStatements may be downloaded via Online Banking and/or sent to your designated email address at your option. You will not receive physical hard copy statements.
7. The JustOne Current Account and JustOne Savings Account and all benefi ts and services under them are further subject to our banking agreement, which comprises our Customer Terms and all other documents set out in Part A of the Customer Terms, all of which can be found on our website standardchartered.com.my and at our branches.

What You Can Do Next

Come and discuss your needs with us.

	Call us direct at 1300 888 888
	Locate a branch near you